When it comes to your wealth, protecting your interests and the interests of your family, now and in future, is a primary concern. However, this is not easy to achieve in an international context, with asset and family members in multiple jurisdictions, and with a host of constantly changing laws and regulatory requirements.
Specialist advice is therefore essential to optimise your wealth. Our fiduciary experts understand all the relevant rules and regulations that apply in South Africa as well as in certain other jurisdictions (and can access additional expertise internationally where applicable). They can give you expert advice on the impact of these regulations on your wealth, based on a thorough understanding of your needs and circumstances.
Our fiduciary advisory services
Structure your assets optimally during your lifetime and after your death
We will help you:
How we structure your assets to meet your needs
How we optimise the efficiency of your business after your death
Review current structures
Our comprehensive review will consider your existing will, trust and other wealth structures (such as any current investment(s) or property holding company(ies).
Analyse your needs and circumstances
With your help, we will understand your family dynamics and requirements and perform comparative calculations to assess:
Make appropriate recommendations about a range of estate planning tools and techniques
We offer technical expertise and practical experience about the use of:
Trusts give your wealth a solid foundation
You should decide on an optimal structure within which to house your wealth as early as possible to ensure that:
Many investors focus on selecting the best investment options to meet their needs, but we believe it is also essential to have the right wealth management structures in place, both for during and after your lifetime.
Housing your wealth in appropriate structures will:
1. Protect your wealth
2. Secure your legacy
3. Create a firm foundation for future generations
We provide advice on both South African and international trust structures
We provide you with in-depth expertise, tools, and the administrative support to establish, implement and manage your estate and succession plans. We analyse your current South African and international structures before we provide advice about transferring ownership and control to alternatives such as trusts and companies.
What we consider when we advise you about trusts
We ask the following questions to provide you with objective advice about South African and international trust structures:
Have certainty that your wishes will be carried out
It’s important to have peace of mind that, on your death, the right people will benefit from your wealth in the way you intend. A valid and up-to-date will can help ensure that your wishes are carried out. In addition, our fiduciary experts can make sure that this is done in the most tax-efficient way possible and with minimal administrative hassle for your loved ones.
What we consider when we set up your will
We will discuss matters that may materially affect the structure of your will with you. This will give us a thorough understanding of your unique circumstances and enable us to meet your needs to:
We provide advice on all aspects relating to your will
Do you need separate wills for assets in different countries?
Estate administration formalities differ from country to country, which means there may be a need for a separate will dealing with assets in a specific country.
Are there any maintenance commitments that must be considered?
These could lead to substantial claims against your estate if the commitments are not adequately provided for.
Do you have any business interests?
Provision should be made for the disposal of your interests as a going concern.
Do you want to leave awards to minor beneficiaries?
Although there are legal restrictions to minors inheriting directly from an estate, the interests of minors can be protected in a well-drafted will.
Do you have minor children for whom you need to specify guardianship?
Plan for and nominate guardians to care for your minor children if you and your spouse die at the same time.
Do you need to create a testamentary trust in your will?
A testamentary trust is especially suited to protect the interests of minors and other dependants who are not able to look after their own financial affairs. It is established in terms of your will and comes into existence after your death. You can appoint trustees to administer the trust assets for the benefit of the persons you nominate as beneficiaries.
We help you understand how regulatory updates may affect your wealth
Our fiduciary experts are passionate about staying abreast of regulatory changes. We proactively keep our clients updated on news and updates and how these may affect you so that you can continue to make the most of your wealth.
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