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Retirement planning
A stress-free retirement starts with proper retirement planning. Here’s what you need to know.
Get expert advice on retirement planning that will connect you to the future you want.
Saving for retirement requires disciplined long-term saving and an appropriate investment strategy. Knowing exactly how much to save for how long and deciding which investment vehicles to use to help you meet your retirement goals requires careful planning and specialist expertise. Our globally integrated advice can help ensure you make the right savings decisions appropriate for your needs, circumstances and life stage, so that you can enjoy a stress-free retirement.
Retire right webinar
25 November 2022
We recently hosted a webinar where Springbok rugby legend, Bryan Habana, offered invaluable lessons on his personal retirement planning journey. The session was facilitated by wealth coach, Samke Mhlongo. There was also a panel discussion on retiring right where panellists; Tracy Muller (Head of Advice and Philanthropy at Nedbank Wealth Management (SA)), Tracy Jensen (Senior Investment Analyst at Nedgroup Investments), William Khwela (Senior Tax Specialist at Nedbank Wealth Management (SA)) and Refilwe Mabiletsa (Wealth Manager at Nedbank Wealth Management (SA)) shared valuable insights on how to harness effective retirement planning to connect you to the retirement outcomes you desire.
Click on the video to watch a recording of this webinar.
Here are some things to consider that we can advise you on:
- The 45% tax is real, so it is vital to be tax-efficient in how you structure and invest your money.
There are many ways to structure and invest your money to be tax-efficient. Less tax means better growth on your money and more savings. With our globally integrated advice, we can connect you to all the different ways to improve your
tax-efficiency – see below for more details on tax-efficient investment options.
- How much is enough to retire on comfortably? Are you on track to have sufficient savings?
At the bottom of this page, watch the short video clips from a panel discussion with Maya Fisher-French, personal-finance consumer journalist; Lizelle Momberg, Head of Legal and Risk at Nedgroup Investments; and Tracy Jensen, Senior Investment Analyst at Nedgroup Investments.
Redefining retirement
23 November 2021
During our previous 'retirement planning' webinar, our panel of experts connected you to insights about a new way of looking at retirement. Instead of focusing on the end of a career or formal employment, more people now choose to concentrate on what they plan to do in their ‘second phase of life’.Click on the video to watch a recording of this webinar.
We can connect you to tax-efficient ways to help you enjoy the retirement you deserve.
While there is no such thing as a free lunch, tax breaks are available to all South African taxpayers and provide an excellent opportunity to enhance investment returns and make your money work harder – whether you are starting to save, are approaching retirement or are already retired. It is however important to get professional advice before you invest to ensure you make the best decision for your specific needs.
For expert, personal advice, speak to your wealth manager or ask us to call you.
Three tax-efficient solutions to improve your returns
- A retirement annuity (RA)
- A tax-free investment (TFI)
- An endowment
| Retirement annuities (RAs) |
| RAs are ideal if you want to save on tax costs and boost your long-term retirement savings. |
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| Tax-free savings accounts (TFIs) |
| TFIs enable you to save tax-efficiently through simple, low-cost, accessible investments. |
Find out more about how easy it is to use our app to: |
| Both RAs and TFIs offer you the following: |
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| Endowments |
| Endowments offer a tax-efficient and useful estate planning solution. |
| Read these articles for more information on retirement planning: |
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