Home loans

Long-term finance to buy, repair or build your dream home. 

• An access loan, secured by a range of acceptable securities.
• The maximum repayment term is 240 months (20 years), but it must be paid in full by your 65th birthday.
• You can choose between regular payments and fixed repayments with a lump sum.
• You can access surplus money in your account.

Vehicle and asset finance

Flexible vehicle and asset finance solutions.

We can tailor the following aspects of your finance solution to meet your needs:

• The term.
• The type of credit facility (eg instalment sale agreement, lease agreement or financial rental agreement).
• Repayment terms to meet your income stream, eg interest only, interest capitalisation, bullet payments, periodic payments (quarterly, biannual or annual), capital repayments or other combinations.
• Structuring any deal to meet your tax income liability and refinance requirements.

Structured lending

Innovative and flexible solutions to match your individual requirements.

This is a consolidated loan access facility secured by a range of securities. In collaboration with you, we will establish the most suitable combination of rate, term and repayment structures, subject to serviceability and security requirements.

Other product features include the following:

• The option to select the legal entity for the facility that suits the transaction and your financial circumstances best.
• A comprehensive solution-based lending package as opposed to the traditional product-based lending approach.
• Access to development finance aligned with environmental and social responsibility.

Aviation finance

Expert advice for your aircraft and aircraft insurance requirements.

We have partnered with industry specialists to meet your individual aviation needs, from insurance to the registration of aviation bonds.

Our offering includes:

• instalment sales;
• fixed rates and/or prime-linked rates; and
• structured repayments.